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1. 3 times deposit free in your account. After more than 3 times deposit, you will pay 50/- per deposit.

2. Minimum 5000/- balance to be maintained in metro city branch account holder.

3. Minimum 3000/- balance to be maintained in city/town branch account holder.

4. Minimum 2000/- balance to be maintained in semi urban area branch account holder.

5. Minimum 1000/- balance to be maintained in villages branch account holder

6. If you do not maintain minimum amount in your account, you will pay upto Rs.200/- + extra surcharge.(depending on how many days)

7. SBI ATM free for 5 times use, after 5 times you will pay 10/- per transaction.

8. Other bank ATM free for 3 times use, after 3 times you will pay 20/- per transaction.

9. Unlimited SBI ATM use without any charges, If you maintain 25000/- in your SBI savings account.

10. Unlimited SBI & OTHER BANK ATM use without any charges, If you maintain 100000/- in your SBI savings account.

11. 15/- SMS charge you will pay after 3 months, (SMS charge free, If you maintain 25000/- in your SBI savings account)