HO CHI MINH CITY, VIETNAM - Media OutReach - Mar 19, 2019 - Before
the information related to stock disputes between shareholders, Nam A
Commercial Joint Stock Bank (Nam A Bank) of Vietnam affirmed that, the disputes
(if any) are completely civil relations between shareholders, not related to
the business activities of Nam A Bank - a public company operating publicly,
transparently and strictly complying with the current legal regulations.

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According to local media, on March 15, Mr. Nguyen Chan, 96
years old -- husband of Tran Thi Huong, who died on May 13, 2017 - the founder
of Nam A Bank and Hoan Cau Group announced that his son's act of possessing the
bank's property. Mr. Chan revealed that in mid-2016, due to the serious
sickness of his wife, she granted her son Nguyen Quoc Toan permission to manage
Nam A bank and Hoan Cau Group. Remarkably, the property-owning right still
belongs to her spouse.

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However, Mr. Toan quickly colluded with several individuals
to appropriate all assets of the family. The estimation of the total asset
value is approximately 30,000 billion VND, including: shares issued by Nam A
Bank, shares in subsidiary companies of Hoan Cau Group, Hoan Cau Group's investment
in the form of capital contribution and share purchase.

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Apart from real estate, Hoan Cau Group and Nam A Bank also
own numerous shares in corporations and Eximbank Vietnam -- a national bank
which is struggling with difficulties due to massive conflicts from its
shareholders.

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Nam A Bank was found in 1992 as one of the first commercial
banks in Vietnam. After 23 years of development, facilities, technologies,
sciences, techniques and network of Nam A Bank have been expanded and enhanced
more and more in association with great improvements.

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Recently, Moody's Investors Service has assigned its first
ratings and assessment for Vietnam's Nam A Bank, giving it a B2 stable outlook.

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As of December 31, 2018, total assets of the bank reached
VND75,000 billion, growing nearly 40% compared to 2017, reaching 114% of the
plan; profit reached VND750 billion, nearly double compared to 2017 and reached
230% of the plan; and the number of customers reached nearly 450,000, doubling
that of 2017.