Financial
Highlights

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HONG KONG, CHINA -�Media OutReach�-�12 November 2018 - EFT Solutions Holdings Limited ("the Company", together with its subsidiaries, the "Group"; Stock Code: 8062) announced its
interim result. For the six months ended 30 September 2018 ("The Reporting Period"), the Group
recorded revenue of approximately HK$66.3 million, which representing a
significant increase of approximately 91.6%. During the Reporting Period, the
Group recorded profit of approximately HK$24.1 million, representing a
significant increase of approximately 225.7%, mainly due to the increase in the
sourcing of electronic fund transfer at point-of-sale ("EFT-POS") terminals and peripheral devices and the Group's entrance
into the market of point-of-sale ("POS")
software solution services starting from June 2018 through the acquisition of
Earn World Development Limited together with its subsidiaries ("Earn World Group").

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During the Reporting Period, the Group
recorded basic earnings of HK$4.11 cents per share (FY2017/18 1H: HK$1.53 cents
per share).

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Business Review

As a leading EFT-POS solutions provider
in Hong Kong, the Group focuses on strengthening its position in the industry
and take initiatives to build up more extensive business scenarios to deepen
the relationship with its customers.

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During the Reporting Period, the Group
has continued to focus on sourcing of EFT-POS terminals and peripheral devices,
and provision of EFT-POS system support services and software solution services
in Hong Kong. In addition, the Group successfully acquired Earn
World Group and Newport Tek Pty Ltd ("Newport")
during the Reporting Period, which have expanded its business to cover POS
software solutions in retail, distribution and accounting sectors and embedded
system solutions in finance, transportation and manufacturing sectors. It is
anticipated that by acquiring these high-quality technical know-hows would
enable us to provide well-rounded services to its customers and help the Group
to enlarge the market shares of software solutions business.

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During the Reporting Period, the Group
recorded revenue
of approximately HK$19.1 million for sourcing of EFT-POS terminals and
peripheral devices, which represented a significant increase of approximately
124.7% as compared to HK$8.5 million in the corresponding period in 2017.

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During the Reporting Period, the Group recorded revenue of
approximately HK$20.6 million for provision of EFT-POS system support services,
which represented an increase of approximately 25.6% as compared to HK$16.4
million in the corresponding period in 2017.

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During the Reporting Period, the Group recorded revenue of
approximately HK$4.2 million for provision of EFT-POS software solution
services, which represented a decrease of approximately 56.7% as compared to
HK$9.7 million in the corresponding period in 2017.

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Meanwhile, the Group recorded revenue of
approximately HK$19.9 million and HK$2.5 million respectively for the POS
software solution services and embedded system solution services during the
Reporting Period.

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Future
Outlook

The Group will strive its best effort to
achieve business growth and contribution to drive for Hong Kong in smart city
development. The Group aims to further expand its market share and strengthen its
market position in electronic payment and software solution industries by
increasing its capabilities and offering diverse and high quality one-stop
integrated services.

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Looking ahead, the management of the
Group would make every endeavor to explore more business opportunities in
payment solutions so as to strengthen the Group's financial position and
maintain its growth.

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Mr. Lo Chun Kit
Andrew, Chairman, Chief Executive Officer and Executive Director of the Group said, "The launch of faster payment system in September
by the Hong Kong Monetary Authority has make 2018 a ground-breaking year for
electronic payment development in Hong Kong. The usage of electronic payments
has been gaining momentum. The Group believes that merchants look forward to a
secure and comprehensive electronic payment solutions as well as EFT-POS
terminals, we expect soaring demand for our payment terminals and the related
payment solutions services. The group will continue to look for expansion
opportunities in order to increase market shares, consolidate our market
position, as well as maximize return of our shareholders and investors."

About EFT Solutions Holdings
Limited

EFT
Solutions Holdings Limited (Stock Code: 8062) has been committed to providing a
full range of electronic payment solutions, supporting software and peripheral
devices, in order to bring convenience to Hong Kong citizens and make their
life better. It aims at providing the most suitable
electronic payment solution for different customers, as well as providing
add-value function for EFT-POS terminal, and providing terminal installation
and maintenance service. Its EFT-POS terminal service covers renowned
restaurant group, railway company, banks, major chain stores and department
stores in Hong Kong.